Loan EMI calculators
Every calculator runs the same unit-tested reducing-balance engine, with presets and rate context tuned for each loan type. Each shows your full amortization schedule and models prepayments.
EMI Calculator
Works for any reducing-balance loan. Typical bank rates run ~8–24% p.a. depending on the loan type.
Open calculatorHome Loan EMI Calculator
Indian home-loan rates are usually floating and benchmarked to the RBI repo rate plus a lender spread — commonly ~8–9.5% p.a. for salaried borrowers.
Open calculatorCar Loan EMI Calculator
New-car loan rates are typically fixed, commonly ~9–11% p.a.; used-car loans run higher.
Open calculatorPersonal Loan EMI Calculator
Unsecured, so rates are higher — commonly ~11–20% p.a., set by your credit profile.
Open calculatorBike / Two-Wheeler Loan EMI Calculator
Two-wheeler loan rates commonly run ~9.5–16% p.a. depending on lender and tenure.
Open calculatorPrepay vs Invest
Should a spare ₹X go toward prepaying the loan, or into an investment? Compare net worth at the horizon and find your break-even return.
Open calculatorHome Loan Tax Benefit (FY 2025-26)
Estimate your Section 24(b) and 80C deductions and compare the old vs new tax regime. An estimate — not tax advice.
Open calculatorHome Loan Eligibility
How much home loan can your income support? Work backwards from a FOIR cap and your existing EMIs to an indicative loan amount.
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